How It Works & FAQ
If borrowing against your vehicle’s title is a new experience, Peachtree Title Pawn has a simple process. We can provide quick answers and speedy service. Getting an auto title loan is easy and fast.
1- Apply Today
Apply online, or our bilingual staff can help you through our simple application process. There are no credit checks, and anyone with a vehicle can get a loan because your vehicle is your credit!
2- Get Approved
Peachtree Title Pawn can approve a loan in 30 minutes, with no credit check! You can get the cash you need immediately. Our friendly staff offers bilingual service, and you can enjoy complimentary sodas while you wait.
3- Hold Cash in Hand
Do you need to have cash in your hand? Peachtree Title Pawn can put an end to your financial bind and guarantee the lowest interest rate. Best of all, you drive away in your own car, with cash!
4- Get Your Title Back
When you apply for a title loan, your car acts as collateral for funds. When your financial crisis is over, you can get your title back. Our guaranteed lowest interest rates make it easy.
Q. What is a Title Pawn?
A. A title pawn is a loan on your vehicle. You must have a free and clear title with no liens in order to get a loan. Interest is charged every 30 days until the loan is paid off. Once the loan is paid off, you receive your title back.
Q. How long do you have to pay back the loan?
A. No Deadlines! Peachtree Title Pawn does not have a time limit to pay off your loan. Interest is charged every 30 days, so we recommend you paying off the loan as soon as possible. If you only pay the interest, the loan does not go down. Anything you pay above the interest goes towards the principal of the loan. The quicker you pay off the loan, the better off you will be.
Q. Do I get to keep my car?
A. Yes! You get to keep your car. We keep your car title but you get to keep your car. Peachtree Title Pawn will place a lien on your title. Once the loan is paid off, we will release the lien and give you your car title back.
Q. Do you accept out of state titles?
A. Yes. We accept all out of state titles but you must have a valid Georgia driver’s license. If you don’t have a Georgia license, we cannot put a lien on the title and won’t be able to give you a loan. All out of state titles will change to a Georgia title if you get a loan with our company
Q. What’s the maximum loan I can get on my car?
A. Peachtree Title Pawn does not have a maximum loan amount. We give a loan based on the year and make of the vehicle and the ability of the borrower to pay back the loan. We try not to give our customers more money than they can handle. We want you to be able to pay back the loan and get you car title back.
Q. Do you check my credit?
A. No. Peachtree Title Pawn does not check your credit. It doesn’t matter if you have bad credit or no credit because you start fresh with us. As long as you are a good customer we will be glad to give you money whenever you need it.